Broad Form Insurance, Is It Right for You?

This Coverage Also Satisfies Washington State Minimum Liability Requirements

Broad Form Insurance is very different from your typical auto insurance policy. In a typical policy, you and your vehicle are covered, but only if your vehicle is listed on the policy.

Also called “Broad Form Named Operator Coverage”, this policy gives you liability coverage for yourself no matter what vehicle you are operating, even if you don’t own the car.

This form of insurance is only legal in a few states, and one of them is Washington state. The advantage of this insurance is if you happen to own muliple vehicles or regularly drive a vehicle owned by someone else, you are covered, but not the car.

Instead of buying insurance on a specific car (or cars), insurance is purchased for a specific driver.

But because only the driver is covered, Broad Form insurance costs less than standard auto insurance.

This can also be a good idea for SR22 (high-risk drivers), lowering their insurance costs until they can qualify for preferred insurance.

For more information or a free quote, call SAV-ON at 888-867-2866 or go to the SAV-ON website.