Broad Form Named Operator Coverage is very different from typical auto insurance. Instead of buying insurance on a specific car (or cars), insurance is purchased for a specific driver. So, whether you own one or more vehicles, you pay the same amount and are covered when driving any car. But only the driver is covered. It is only for drivers who know that no one else will ever drive their car. Since only the driver is covered in a broad form policy, broad form insurance costs less than most other types of standard auto insurance.
Broad Form coverage satisfies the Washington state insurance requirement covering bodily injury or property damage that you cause while you are driving any car, even one you don’t own. You don’t even need to contact SAV-ON if you buy, sell or trade a car because no cars are listed on the policy.
Perfect for Company Vehicles
This type of car insurance is excellent coverage for employees, executives, or any other person who is supplied a company vehicle, and does not have coverage under a personal auto policy.
Limitations
Keep in mind, however, are that there is no option to have physical damage coverage, such as collision and comprehensive. So, if you have an accident where you are deemed to be at fault, repairs to your car would not be covered.
An SR-22 filing can also be added to the Broad Form insurance policy.
Broad Form Insurance Specifics:
– You, and only you, are covered while driving a car you own or have permission to use.
– You are not covered if you let someone else drive a car you own. (But you will be held legally responsible.)
– You are not covered while driving a motorcycle, motor home, or while driving for business use.
– You are not covered for any physical damage that happens to a car you own or drive.
– If another policy provides coverage on the car you are driving, Broad Form Named Operator Coverage will be excess (secondary) of that coverage.
SAVE with SAV-ON! | Broad Form Insurance
Broad Form Insurance | Quick Quotes: We are an family owned insurance agency who delivers low-cost broad form insurance and other insurance coverage to clients in Washington state. Our service area includes Seattle, Everett, Tacoma, Kent, Auburn, Des Moines, Puyallup, Yakima, Wenatchee and Spokane.
In addition to the best rates on broad form insurance, we also provide coverage for your home, business, or other property. SAV-ON Insurance has served the local community for over 54 years. Our goal is to find out the best rate for your auto insurance needs!
Insurance companies only have one option: their insurance. As an insurance agency we can find the lowest cost auto insurance because we can choose from up to 30 different insurance companies. That helps us to find the best auto policy at the least cost for our clients. Once we earn your business, we work with our clients to provide ongoing, prompt customer service to make sure you continue to save with SAV-ON. We love saving our new customers lots of money on their auto insurance costs!
Referral Rewards Program
Our referral program, Referral Rewards, is another way we reward our clients. When you refer a friend or family member for a free quote on auto insurance, you win! We give you two lotto
tickets as our way of saying ‘thank you’. In addition, you are entered into our monthly drawing for a gift certificate at a local restaurant! You are also entered in our year-end Grand Prize drawing at the end of November for a new TV. The winner takes the TV home just in time for Christmas!
We donate $2 for every referral we get to Base 2 Space. Base 2 Space is a local charity that raises funds for cancer. All donations are given to the Fred Hutchinson Cancer Research Center
for their work finding a cancer cure.
Call Sav-On Insurance at (866) 618-2385 today and talk to our broadform insurance specialist.
Serving happy customers in Washington State, including Seattle, Tacoma, Everett, Bellevue, Puyallup, Yakima, & Spokane.
Broad Form Insurance Quick Quotes | Policies are subject to limitations and or restrictions, Please contact a Sav-On agent for details.