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Employee Benefits

Group dental and vision forWashington employers.

The least expensive benefits you can add, and the ones employees notice fastest, because they actually use them in the first year.

Talk to a Benefits Advisor Call (206) 878-1404
Why It Matters

High visibility, low cost.

Medical is the expensive benefit, and most employees never hit their deductible, so they do not feel it. Dental and vision are the opposite: a cleaning and a pair of glasses happen every year, and your people see the value immediately.

That makes these the best value per dollar in a benefits package, particularly for smaller employers competing against Seattle wages. Adding them is often the cheapest meaningful improvement you can make.

They can be employer-paid, employee-paid as a voluntary benefit, or shared. Voluntary structures let you offer group pricing at little or no cost to the business, which is where a lot of small employers start.

  • Preventive care usually covered at or near 100%
  • Voluntary options at little or no employer cost
  • Group pricing well below individual plans
  • Simple to administer alongside medical
  • Enrollment support in English and Spanish

Worth checking:

  • Annual maximum on the dental plan
  • Waiting periods for major work
  • Orthodontia, if your staff have children
  • Frame and lens allowance on vision
  • Whether local dentists are in network

Dental & Vision FAQs

Can I offer these without paying for them?
Yes. Voluntary dental and vision let employees buy at group rates through payroll deduction, often at no direct cost to the business. It is the most common starting point for smaller employers.
What is an annual maximum and why does it matter?
Most dental plans cap what they will pay in a year. Preventive care rarely approaches it, but a crown or root canal can exhaust it quickly. It is one of the first numbers we compare between plans.
Are there waiting periods?
Often, particularly for major procedures. Some plans waive them for groups of a certain size or when replacing prior coverage. Tell us what you have now and we will check whether waivers apply.
Can I add these mid-year?
Frequently yes, since dental and vision are not always tied to your medical renewal date. If you want to improve the package without waiting, this is usually the easiest place to start.

The cheapest way to improve your benefits package.

Often addable mid-year, and often at no cost to the business.

Talk to a Benefits Advisor Call (206) 878-1404

No obligation. Monday–Friday, 9:00 AM – 5:00 PM.